Home KGM Models Offers Motability Used Cars Service Parts Find Us About Us

Official KGM Dealer and MG Authorised Service/Parts for Kent and South East

Sales Showroom

Lion Business Park

Dering Way

Gravesend

Kent

DA12 2DN

01474 358712

sales@applemg.co.uk

Opening Hours

Mon - Fri  9.00am - 5.30pm

Saturday  9.00am - 5.00pm

Sunday Closed

Service Centre

Camer Park Road

Meopham

Kent

DA13 0AL

01474 813060

service@applemg.co.uk

Opening Hours

Mon - Fri  8.30am - 5.30pm

Saturday  8.30am - 12.30pm

Sunday Closed

Parts

Lion Business Park

Dering Way

Gravesend

Kent

DA12 2DN

01474 361277

mgparts@applemg.co.uk

Opening Hours

Mon - Fri  9.00am - 5.30pm

Saturday Closed

Sunday Closed

Personnel Contract Plan (PCP) Explained

The features of Personnel Contract Plans

• The opportunity to drive a new car more often
• Fixed regular payments to suit your needs
• Interest rate fixed for the loan duration
• Guaranteed Minimum Future Value / Optional Final Payment (GMFV) provide protection from any unexpected fall in used car prices
• Reduced exposure to major service and repair bills
• Flexibility – at the end of the agreement you can Renew, Return or Retain your car (see below)
• The option to own the car at the end of the agreement

Choose from three options at the end of your agreement

Option 1 – Renew: Choose another car

If you would like to renew your car you can trade it in with us or sell it privately if you prefer. You must settle your finance account, and then you may use any excess value over the Guaranteed Minimum Future Value / Optional Final Payment (GMFV) for a deposit towards your new car.

Option 2 – Return: Hand the car back

Your pre-agreed Guaranteed Minimum Future Value / Optional Final Payment (GMFV) gives you protection against any unexpected fall in used car prices. If you would like to return your car, we will complete a vehicle appraisal. As long as your car meets our fair wear and tear standards, is within the agreed mileage, and your account is up-to-date, there will be nothing further to pay. Additional charges will be made if you exceed the agreed mileage or if your car does not meet our fair wear and tear standards.

Option 3 – Retain: Keep the car

Personnel Contract Plan also gives you the flexibility to own the car at the end of the agreement. All you need to do, assuming all payments have been made, is arrange payment of the Guaranteed Minimum Future Value / Optional Final Payment (GMFV), which was deducted at the start of your agreement, plus the purchase fee.

We'll contact you before the end of your  Personnel Contract Plan agreement to make sure you have plenty of time to decide which option is right for you.

Renewing your before the end of your agreement

With KGM Personnel Contract Plan, you're in complete control, with the flexibility to renew your car at any time during your agreement. Please remember, however, that the responsibility of settling the financial balance remains yours.

Getting a finance quote for your car is easy

Get a personal instant finance quote for the model of your choice.

Welcome Home To Better Service